Tools · Prepay break-even · checked August 2026
Every prepay rung in the roster you buy 5 months at a time, with the month it catches up with paying monthly and what you have already paid for if you stop first.
1 rung at this length. The comparison is always the same one: their own month-to-month rate for the same medication, against the single charge their term takes on day one.
| Company and term | Break-even | Saved if you finish |
|---|---|---|
| Nu Image Medical — Rapid-dissolve tablets, 5 Month SupplyMedication, compounded tirzepatide. $349 × 5 months = $1,745, the first month at which paying monthly has reached the $1,483.25 charged on day one. $349 × 5 = $1,745 − $1,483.25 = $261.75 saved, and only if you use all 5 months. Stop after month 4 and you have paid $1,483.25 for 4 months of care worth $1,396 at their own monthly rate — $87.25 of it bought time you did not use. | Month 5 | $261.75 |
Every rung here comes out ahead of paying monthly, provided you finish the term.
All of them break even inside the term itself.
The other lengths: 2 months (12) · 3 months (57) · 4 months (4) · 6 months (45) · 12 months (33) · the summary and how to check a row
Ordering is the break-even month, earliest first, then company name; you can re-derive it from the rows. Every prepay rung in the roster at this length is here rather than a selection, and no single page renders more than 130 of them. Nothing on this page is a refund claim — whether any of a term is recoverable is a question for that company's own terms. Prices move; each ladder carries the month it was read, and the method is here. Who pays us.