Tools · Prepay break-even · checked August 2026
Every prepay rung in the roster you buy 4 months at a time, with the month it catches up with paying monthly and what you have already paid for if you stop first.
4 rungs at this length. The comparison is always the same one: their own month-to-month rate for the same medication, against the single charge their term takes on day one.
| Company and term | Break-even | Saved if you finish |
|---|---|---|
| Ivím Health — 4 Month JumpstartMedication, compounded semaglutide. $273.99 × 3 months = $821.97, the first month at which paying monthly has reached the $599.96 charged on day one. $273.99 × 4 = $1,095.96 − $599.96 = $496 saved, and only if you use all 4 months. Stop after month 2 and you have paid $599.96 for 2 months of care worth $547.98 at their own monthly rate — $51.98 of it bought time you did not use. | Month 3 | $496 |
| Ivím Health — 4 Months Continued CareMedication, compounded semaglutide. $273.99 × 3 months = $821.97, the first month at which paying monthly has reached the $798.96 charged on day one. $273.99 × 4 = $1,095.96 − $798.96 = $297 saved, and only if you use all 4 months. Stop after month 2 and you have paid $798.96 for 2 months of care worth $547.98 at their own monthly rate — $250.98 of it bought time you did not use. | Month 3 | $297 |
| Ivím Health — 4 Month JumpstartMedication, compounded tirzepatide. $374.99 × 3 months = $1,124.97, the first month at which paying monthly has reached the $895.96 charged on day one. $374.99 × 4 = $1,499.96 − $895.96 = $604 saved, and only if you use all 4 months. Stop after month 2 and you have paid $895.96 for 2 months of care worth $749.98 at their own monthly rate — $145.98 of it bought time you did not use. | Month 3 | $604 |
| Ivím Health — 4 Months Continued CareMedication, compounded tirzepatide. $374.99 × 4 months = $1,499.96, the first month at which paying monthly has reached the $1,199.96 charged on day one. $374.99 × 4 = $1,499.96 − $1,199.96 = $300 saved, and only if you use all 4 months. Stop after month 3 and you have paid $1,199.96 for 3 months of care worth $1,124.97 at their own monthly rate — $74.99 of it bought time you did not use. | Month 4 | $300 |
Every rung here comes out ahead of paying monthly, provided you finish the term.
All of them break even inside the term itself.
The other lengths: 2 months (12) · 3 months (57) · 5 months (1) · 6 months (45) · 12 months (33) · the summary and how to check a row
Ordering is the break-even month, earliest first, then company name; you can re-derive it from the rows. Every prepay rung in the roster at this length is here rather than a selection, and no single page renders more than 130 of them. Nothing on this page is a refund claim — whether any of a term is recoverable is a question for that company's own terms. Prices move; each ladder carries the month it was read, and the method is here. Who pays us.