Tools · Prepay break-even · checked August 2026
Every prepay rung in the roster you buy 6 months at a time, with the month it catches up with paying monthly and what you have already paid for if you stop first.
45 rungs at this length. The comparison is always the same one: their own month-to-month rate for the same medication, against the single charge their term takes on day one.
| Company and term | Break-even | Saved if you finish |
|---|---|---|
| Get Thin MD — 6 Months, billed bi-annuallyMedication, compounded semaglutide. $349 × 3 months = $1,047, the first month at which paying monthly has reached the $1,020 charged on day one. $349 × 6 = $2,094 − $1,020 = $1,074 saved, and only if you use all 6 months. Stop after month 2 and you have paid $1,020 for 2 months of care worth $698 at their own monthly rate — $322 of it bought time you did not use. | Month 3 | $1,074 |
| ReflexMD — 6-Month PlanMedication, compounded semaglutide. $497 × 3 months = $1,491, the first month at which paying monthly has reached the $1,482 charged on day one. $497 × 6 = $2,982 − $1,482 = $1,500 saved, and only if you use all 6 months. Stop after month 2 and you have paid $1,482 for 2 months of care worth $994 at their own monthly rate — $488 of it bought time you did not use. ReflexMD charges $297 for a first month and $497 after that. The crossing above is worked on the standing $497, so paying month to month actually reaches this charge one step later than the month shown. | Month 3 | $1,500 |
| Belle Health — Every 6 monthsMedication, compounded semaglutide. $199 × 4 months = $796, the first month at which paying monthly has reached the $714 charged on day one. $199 × 6 = $1,194 − $714 = $480 saved, and only if you use all 6 months. Stop after month 3 and you have paid $714 for 3 months of care worth $597 at their own monthly rate — $117 of it bought time you did not use. | Month 4 | $480 |
| FuturHealth — 6-Month Transformation PlanMedication, oral semaglutide. $298 × 4 months = $1,192, the first month at which paying monthly has reached the $1,188 charged on day one. $298 × 6 = $1,788 − $1,188 = $600 saved, and only if you use all 6 months. Stop after month 3 and you have paid $1,188 for 3 months of care worth $894 at their own monthly rate — $294 of it bought time you did not use. FuturHealth charges $248 for a first month and $298 after that. The crossing above is worked on the standing $298, so paying month to month actually reaches this charge one step later than the month shown. | Month 4 | $600 |
| Get Thin MD — 6 Months, billed bi-annuallyMedication, compounded tirzepatide. $449 × 4 months = $1,796, the first month at which paying monthly has reached the $1,464 charged on day one. $449 × 6 = $2,694 − $1,464 = $1,230 saved, and only if you use all 6 months. Stop after month 3 and you have paid $1,464 for 3 months of care worth $1,347 at their own monthly rate — $117 of it bought time you did not use. | Month 4 | $1,230 |
| Ivím Health — 6 Month JumpstartMedication, compounded semaglutide. $273.99 × 4 months = $1,095.96, the first month at which paying monthly has reached the $899.94 charged on day one. $273.99 × 6 = $1,643.94 − $899.94 = $744 saved, and only if you use all 6 months. Stop after month 3 and you have paid $899.94 for 3 months of care worth $821.97 at their own monthly rate — $77.97 of it bought time you did not use. | Month 4 | $744 |
| Ivím Health — 6 Month JumpstartMedication, compounded tirzepatide. $374.99 × 4 months = $1,499.96, the first month at which paying monthly has reached the $1,247.94 charged on day one. $374.99 × 6 = $2,249.94 − $1,247.94 = $1,002 saved, and only if you use all 6 months. Stop after month 3 and you have paid $1,247.94 for 3 months of care worth $1,124.97 at their own monthly rate — $122.97 of it bought time you did not use. | Month 4 | $1,002 |
| Ivy Rx — 6-Month SupplyMedication, compounded semaglutide. $197 × 4 months = $788, the first month at which paying monthly has reached the $702 charged on day one. $197 × 6 = $1,182 − $702 = $480 saved, and only if you use all 6 months. Stop after month 3 and you have paid $702 for 3 months of care worth $591 at their own monthly rate — $111 of it bought time you did not use. | Month 4 | $480 |
| LumiMeds — 6-Month Plan, full doseMedication, compounded semaglutide. $189 × 4 months = $756, the first month at which paying monthly has reached the $690 charged on day one. $189 × 6 = $1,134 − $690 = $444 saved, and only if you use all 6 months. Stop after month 3 and you have paid $690 for 3 months of care worth $567 at their own monthly rate — $123 of it bought time you did not use. | Month 4 | $444 |
| MyFastRx — 6 Months, paid at onceMedication, compounded semaglutide. $139 × 4 months = $556, the first month at which paying monthly has reached the $534 charged on day one. $139 × 6 = $834 − $534 = $300 saved, and only if you use all 6 months. Stop after month 3 and you have paid $534 for 3 months of care worth $417 at their own monthly rate — $117 of it bought time you did not use. MyFastRx charges $69 for a first month and $139 after that. The crossing above is worked on the standing $139, so paying month to month actually reaches this charge one step later than the month shown. | Month 4 | $300 |
| Peak Wellness — 6-month planMedication, compounded semaglutide. $249 × 4 months = $996, the first month at which paying monthly has reached the $990 charged on day one. $249 × 6 = $1,494 − $990 = $504 saved, and only if you use all 6 months. Stop after month 3 and you have paid $990 for 3 months of care worth $747 at their own monthly rate — $243 of it bought time you did not use. Peak Wellness charges $179 for a first month and $249 after that. The crossing above is worked on the standing $249, so paying month to month actually reaches this charge one step later than the month shown. | Month 4 | $504 |
| Peak Wellness — 6-month planMedication, compounded tirzepatide. $349 × 4 months = $1,396, the first month at which paying monthly has reached the $1,396 charged on day one. $349 × 6 = $2,094 − $1,396 = $698 saved, and only if you use all 6 months. Stop after month 3 and you have paid $1,396 for 3 months of care worth $1,047 at their own monthly rate — $349 of it bought time you did not use. Peak Wellness charges $279 for a first month and $349 after that. The crossing above is worked on the standing $349, so paying month to month actually reaches this charge one step later than the month shown. | Month 4 | $698 |
| ReflexMD — 6-Month PlanMedication, compounded tirzepatide. $597 × 4 months = $2,388, the first month at which paying monthly has reached the $2,382 charged on day one. $597 × 6 = $3,582 − $2,382 = $1,200 saved, and only if you use all 6 months. Stop after month 3 and you have paid $2,382 for 3 months of care worth $1,791 at their own monthly rate — $591 of it bought time you did not use. ReflexMD charges $367 for a first month and $597 after that. The crossing above is worked on the standing $597, so paying month to month actually reaches this charge one step later than the month shown. | Month 4 | $1,200 |
| Ro — 6-month plan, prepaidMembership, membership only, no medication. $149 × 4 months = $596, the first month at which paying monthly has reached the $534 charged on day one. $149 × 6 = $894 − $534 = $360 saved, and only if you use all 6 months. Stop after month 3 and you have paid $534 for 3 months of care worth $447 at their own monthly rate — $87 of it bought time you did not use. | Month 4 | $360 |
| TrimRx — 6-month planMedication, compounded semaglutide. $299 × 4 months = $1,196, the first month at which paying monthly has reached the $1,148 charged on day one. $299 × 6 = $1,794 − $1,148 = $646 saved, and only if you use all 6 months. Stop after month 3 and you have paid $1,148 for 3 months of care worth $897 at their own monthly rate — $251 of it bought time you did not use. TrimRx charges $179 for a first month and $299 after that. The crossing above is worked on the standing $299, so paying month to month actually reaches this charge one step later than the month shown. | Month 4 | $646 |
| WeightCare — 6-month planMedication, compounded semaglutide. $399 × 4 months = $1,596, the first month at which paying monthly has reached the $1,290 charged on day one. $399 × 6 = $2,394 − $1,290 = $1,104 saved, and only if you use all 6 months. Stop after month 3 and you have paid $1,290 for 3 months of care worth $1,197 at their own monthly rate — $93 of it bought time you did not use. | Month 4 | $1,104 |
| Amble — 6-month planMedication, compounded tirzepatide. $179 × 5 months = $895, the first month at which paying monthly has reached the $810 charged on day one. $179 × 6 = $1,074 − $810 = $264 saved, and only if you use all 6 months. Stop after month 4 and you have paid $810 for 4 months of care worth $716 at their own monthly rate — $94 of it bought time you did not use. | Month 5 | $264 |
| Belle Health — Every 6 monthsMedication, compounded tirzepatide. $249 × 5 months = $1,245, the first month at which paying monthly has reached the $1,194 charged on day one. $249 × 6 = $1,494 − $1,194 = $300 saved, and only if you use all 6 months. Stop after month 4 and you have paid $1,194 for 4 months of care worth $996 at their own monthly rate — $198 of it bought time you did not use. | Month 5 | $300 |
| bmiMD — 6-month planMedication, compounded semaglutide. $159 × 5 months = $795, the first month at which paying monthly has reached the $774 charged on day one. $159 × 6 = $954 − $774 = $180 saved, and only if you use all 6 months. Stop after month 4 and you have paid $774 for 4 months of care worth $636 at their own monthly rate — $138 of it bought time you did not use. | Month 5 | $180 |
| bmiMD — 6-month planMedication, compounded tirzepatide. $249 × 5 months = $1,245, the first month at which paying monthly has reached the $1,134 charged on day one. $249 × 6 = $1,494 − $1,134 = $360 saved, and only if you use all 6 months. Stop after month 4 and you have paid $1,134 for 4 months of care worth $996 at their own monthly rate — $138 of it bought time you did not use. | Month 5 | $360 |
| Cora Health — Semi-annual planMedication, compounded semaglutide. $175 × 5 months = $875, the first month at which paying monthly has reached the $720 charged on day one. $175 × 6 = $1,050 − $720 = $330 saved, and only if you use all 6 months. Stop after month 4 and you have paid $720 for 4 months of care worth $700 at their own monthly rate — $20 of it bought time you did not use. | Month 5 | $330 |
| Cora Health — Semi-annual planMedication, compounded tirzepatide. $225 × 5 months = $1,125, the first month at which paying monthly has reached the $1,050 charged on day one. $225 × 6 = $1,350 − $1,050 = $300 saved, and only if you use all 6 months. Stop after month 4 and you have paid $1,050 for 4 months of care worth $900 at their own monthly rate — $150 of it bought time you did not use. | Month 5 | $300 |
| Curex — 6 Month SupplyMedication, compounded semaglutide. $299 × 5 months = $1,495, the first month at which paying monthly has reached the $1,344 charged on day one. $299 × 6 = $1,794 − $1,344 = $450 saved, and only if you use all 6 months. Stop after month 4 and you have paid $1,344 for 4 months of care worth $1,196 at their own monthly rate — $148 of it bought time you did not use. Curex charges $199 for a first month and $299 after that. The crossing above is worked on the standing $299, so paying month to month actually reaches this charge one step later than the month shown. | Month 5 | $450 |
| Curex — 6 Month SupplyMedication, compounded tirzepatide. $399 × 5 months = $1,995, the first month at which paying monthly has reached the $1,944 charged on day one. $399 × 6 = $2,394 − $1,944 = $450 saved, and only if you use all 6 months. Stop after month 4 and you have paid $1,944 for 4 months of care worth $1,596 at their own monthly rate — $348 of it bought time you did not use. Curex charges $299 for a first month and $399 after that. The crossing above is worked on the standing $399, so paying month to month actually reaches this charge one step later than the month shown. | Month 5 | $450 |
| Effecty — 6-Month, billed every 6 monthsMedication, compounded semaglutide. $170 × 5 months = $850, the first month at which paying monthly has reached the $840 charged on day one. $170 × 6 = $1,020 − $840 = $180 saved, and only if you use all 6 months. Stop after month 4 and you have paid $840 for 4 months of care worth $680 at their own monthly rate — $160 of it bought time you did not use. | Month 5 | $180 |
| Fella Health — 6 Months in fullMedication, compounded semaglutide. $299 × 5 months = $1,495, the first month at which paying monthly has reached the $1,494 charged on day one. $299 × 6 = $1,794 − $1,494 = $300 saved, and only if you use all 6 months. Stop after month 4 and you have paid $1,494 for 4 months of care worth $1,196 at their own monthly rate — $298 of it bought time you did not use. | Month 5 | $300 |
| GoodGirlRx — 6-month planMedication, compounded semaglutide. $179 × 5 months = $895, the first month at which paying monthly has reached the $870 charged on day one. $179 × 6 = $1,074 − $870 = $204 saved, and only if you use all 6 months. Stop after month 4 and you have paid $870 for 4 months of care worth $716 at their own monthly rate — $154 of it bought time you did not use. | Month 5 | $204 |
| GoodGirlRx — 6-month planMedication, compounded tirzepatide. $329 × 5 months = $1,645, the first month at which paying monthly has reached the $1,488 charged on day one. $329 × 6 = $1,974 − $1,488 = $486 saved, and only if you use all 6 months. Stop after month 4 and you have paid $1,488 for 4 months of care worth $1,316 at their own monthly rate — $172 of it bought time you did not use. | Month 5 | $486 |
| Green Cap Health — Gold, 6-month termMedication, compounded semaglutide. $179 × 5 months = $895, the first month at which paying monthly has reached the $774 charged on day one. $179 × 6 = $1,074 − $774 = $300 saved, and only if you use all 6 months. Stop after month 4 and you have paid $774 for 4 months of care worth $716 at their own monthly rate — $58 of it bought time you did not use. | Month 5 | $300 |
| Green Cap Health — Gold, 6-month termMedication, compounded tirzepatide. $279 × 5 months = $1,395, the first month at which paying monthly has reached the $1,194 charged on day one. $279 × 6 = $1,674 − $1,194 = $480 saved, and only if you use all 6 months. Stop after month 4 and you have paid $1,194 for 4 months of care worth $1,116 at their own monthly rate — $78 of it bought time you did not use. | Month 5 | $480 |
| MyFastRx — 6 Months, paid at onceMedication, compounded tirzepatide. $199 × 5 months = $995, the first month at which paying monthly has reached the $894 charged on day one. $199 × 6 = $1,194 − $894 = $300 saved, and only if you use all 6 months. Stop after month 4 and you have paid $894 for 4 months of care worth $796 at their own monthly rate — $98 of it bought time you did not use. MyFastRx charges $129 for a first month and $199 after that. The crossing above is worked on the standing $199, so paying month to month actually reaches this charge one step later than the month shown. | Month 5 | $300 |
| Pomegranate Health — Hallandale, Starter, 6 monthsMedication, compounded semaglutide. $99 × 5 months = $495, the first month at which paying monthly has reached the $469 charged on day one. $99 × 6 = $594 − $469 = $125 saved, and only if you use all 6 months. Stop after month 4 and you have paid $469 for 4 months of care worth $396 at their own monthly rate — $73 of it bought time you did not use. | Month 5 | $125 |
| Pomegranate Health — Hallandale, Starter, 6 monthsMedication, compounded tirzepatide. $139 × 5 months = $695, the first month at which paying monthly has reached the $689 charged on day one. $139 × 6 = $834 − $689 = $145 saved, and only if you use all 6 months. Stop after month 4 and you have paid $689 for 4 months of care worth $556 at their own monthly rate — $133 of it bought time you did not use. | Month 5 | $145 |
| SkinnyRx — Injectable, 6 month planMedication, compounded tirzepatide. $299 × 5 months = $1,495, the first month at which paying monthly has reached the $1,349.10 charged on day one. $299 × 6 = $1,794 − $1,349.10 = $444.90 saved, and only if you use all 6 months. Stop after month 4 and you have paid $1,349.10 for 4 months of care worth $1,196 at their own monthly rate — $153.10 of it bought time you did not use. SkinnyRx charges $99 for a first month and $299 after that. The crossing above is worked on the standing $299, so paying month to month actually reaches this charge one step later than the month shown. | Month 5 | $444.90 |
| SkinnyRx — Tablets, 6 month planMedication, compounded tirzepatide. $299 × 5 months = $1,495, the first month at which paying monthly has reached the $1,449 charged on day one. $299 × 6 = $1,794 − $1,449 = $345 saved, and only if you use all 6 months. Stop after month 4 and you have paid $1,449 for 4 months of care worth $1,196 at their own monthly rate — $253 of it bought time you did not use. SkinnyRx charges $99 for a first month and $299 after that. The crossing above is worked on the standing $299, so paying month to month actually reaches this charge one step later than the month shown. | Month 5 | $345 |
| TMates — 6 MonthsMedication, compounded semaglutide. $249 × 5 months = $1,245, the first month at which paying monthly has reached the $1,050 charged on day one. $249 × 6 = $1,494 − $1,050 = $444 saved, and only if you use all 6 months. Stop after month 4 and you have paid $1,050 for 4 months of care worth $996 at their own monthly rate — $54 of it bought time you did not use. | Month 5 | $444 |
| TMates — 6 MonthsMedication, compounded tirzepatide. $297 × 5 months = $1,485, the first month at which paying monthly has reached the $1,299 charged on day one. $297 × 6 = $1,782 − $1,299 = $483 saved, and only if you use all 6 months. Stop after month 4 and you have paid $1,299 for 4 months of care worth $1,188 at their own monthly rate — $111 of it bought time you did not use. | Month 5 | $483 |
| Breeze Meds — 6-month planMedication, compounded semaglutide. $249 × 6 months = $1,494, the first month at which paying monthly has reached the $1,248 charged on day one. $249 × 6 = $1,494 − $1,248 = $246 saved, and only if you use all 6 months. Stop after month 5 and you have paid $1,248 for 5 months of care worth $1,245 at their own monthly rate — $3 of it bought time you did not use. Breeze Meds charges $199 for a first month and $249 after that. The crossing above is worked on the standing $249, so paying month to month actually reaches this charge one step later than the month shown. | Month 6 | $246 |
| Coby Health — Kickstart, first six monthsMedication, compounded semaglutide. $159 × 6 months = $954, the first month at which paying monthly has reached the $930 charged on day one. $159 × 6 = $954 − $930 = $24 saved, and only if you use all 6 months. Stop after month 5 and you have paid $930 for 5 months of care worth $795 at their own monthly rate — $135 of it bought time you did not use. | Month 6 | $24 |
| Effecty — 6-Month, billed every 6 monthsMedication, compounded tirzepatide. $235 × 6 months = $1,410, the first month at which paying monthly has reached the $1,200 charged on day one. $235 × 6 = $1,410 − $1,200 = $210 saved, and only if you use all 6 months. Stop after month 5 and you have paid $1,200 for 5 months of care worth $1,175 at their own monthly rate — $25 of it bought time you did not use. | Month 6 | $210 |
| Good Life Meds — 6-month supplyMedication, compounded tirzepatide. $297 × 6 months = $1,782, the first month at which paying monthly has reached the $1,494 charged on day one. $297 × 6 = $1,782 − $1,494 = $288 saved, and only if you use all 6 months. Stop after month 5 and you have paid $1,494 for 5 months of care worth $1,485 at their own monthly rate — $9 of it bought time you did not use. | Month 6 | $288 |
| Synergy Rx — 6-month planMedication, compounded semaglutide. $249 × 6 months = $1,494, the first month at which paying monthly has reached the $1,248 charged on day one. $249 × 6 = $1,494 − $1,248 = $246 saved, and only if you use all 6 months. Stop after month 5 and you have paid $1,248 for 5 months of care worth $1,245 at their own monthly rate — $3 of it bought time you did not use. Synergy Rx charges $199 for a first month and $249 after that. The crossing above is worked on the standing $249, so paying month to month actually reaches this charge one step later than the month shown. | Month 6 | $246 |
| Zappy Health — 6-Month Plan, total paid upfrontMedication, compounded semaglutide. $249 × 6 months = $1,494, the first month at which paying monthly has reached the $1,254 charged on day one. $249 × 6 = $1,494 − $1,254 = $240 saved, and only if you use all 6 months. Stop after month 5 and you have paid $1,254 for 5 months of care worth $1,245 at their own monthly rate — $9 of it bought time you did not use. | Month 6 | $240 |
| Zappy Health — 6-Month Plan, total paid upfrontMedication, compounded tirzepatide. $349 × 6 months = $2,094, the first month at which paying monthly has reached the $1,794 charged on day one. $349 × 6 = $2,094 − $1,794 = $300 saved, and only if you use all 6 months. Stop after month 5 and you have paid $1,794 for 5 months of care worth $1,745 at their own monthly rate — $49 of it bought time you did not use. | Month 6 | $300 |
| Lemonaid Health — Standard dose, 6-month planMedication, compounded tirzepatide. $199 × 6 months = $1,194, which never reaches the $1,374 charged on day one. $199 × 6 = $1,194, which is $180 LESS than the $1,374 this term charges. The term costs more than paying month to month. | Never | −$180 |
1 of these 45 cost the same or more than paying month to month for 6 months: Lemonaid Health (standard dose, 6-month plan). A term is usually a discount. It is not automatically one.
1 of them never break even inside the 6 months you are paying for, which means the discount only exists for someone who keeps going afterwards.
The other lengths: 2 months (12) · 3 months (57) · 4 months (4) · 5 months (1) · 12 months (33) · the summary and how to check a row
Ordering is the break-even month, earliest first, then company name; you can re-derive it from the rows. Every prepay rung in the roster at this length is here rather than a selection, and no single page renders more than 130 of them. Nothing on this page is a refund claim — whether any of a term is recoverable is a question for that company's own terms. Prices move; each ladder carries the month it was read, and the method is here. Who pays us.